Having out-of-network benefits means that your insurance may pay for a portion of the out-of-pocket rate. Contact your insurance provider to inquire about your out-of-network coverage, deductible, if you need a referral, and reimbursement process.
How it typically works:
You would pay the full out-of-pocket rate.
You would submit the claim to your insurance by submitting a "Super bill/invoice/receipt", which would be available through the client portal. A super bill is a document, like a receipt, which includes date of service(s), length of session(s), treatment code, diagnostic code, and rate of service.
Your insurance provider will issue you a check for the covered amount as reimbursement.
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